Straight answers about pre-approval, credit, down payments, loan programs, and closing — from Carla Ladd, NMLS #1394906. If your question isn't covered here, call (720) 840-9038 to get started.
Carla Ladd, Mortgage Loan Originator at CMS Mortgage Solutions. NMLS #1394906. Call (720) 840-9038.
Carla Ladd is a Mortgage Loan Originator at CMS Mortgage Solutions (NMLS #1394906). Expert mortgage loan originator in Colorado helping first-time buyers, refinancing, and home purchases. Licensed #1394906. Call (720) 840-9038 today.
Carla Ladd is licensed to provide mortgage services in Colorado.
Carla Ladd offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in Colorado. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.
You can call (720) 840-9038 and email auroragirl@outlook.com to get started or ask about current mortgage rates and pre-approval.
Carla Ladd's NMLS license number is 1394906. You can verify this license at nmlsconsumeraccess.org.
Getting pre-approved is simple: share your income, assets, and credit details, and Carla Ladd will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.