Frequently Asked Questions
Find answers to common questions about our mortgage services. Can't find what you need? We're here to help.
Straight answers about pre-approval, credit, down payments, loan programs, and closing — from Carla Ladd, NMLS #1394906. If your question isn't covered here, call (720) 840-9038 to get started.
Carla Ladd, Mortgage Loan Originator at Barrett Financial Group. NMLS #1394906. Call (720) 840-9038.
Carla Ladd is a Mortgage Loan Originator at Barrett Financial Group (NMLS #1394906). Expert mortgage loan originator in Colorado helping first-time buyers, refinancing, and home purchases. Licensed #1394906. Call (720) 840-9038 today.
Carla Ladd is licensed to provide mortgage services in Colorado.
Carla Ladd offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in Colorado. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.
You can call (720) 840-9038 and email auroragirl@outlook.com to get started or ask about current mortgage rates and pre-approval.
Carla Ladd's NMLS license number is 1394906. You can verify this license at nmlsconsumeraccess.org.
Getting pre-approved is simple: share your income, assets, and credit details, and Carla Ladd will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.
Find answers to common questions about our mortgage services. Can't find what you need? We're here to help.
Mortgage rates change daily and vary depending on your unique situation. Get your customized quote here.